The Simply Budgets software program was developed in Queensland, Australia. It's common sense approach to solving money problems is very easy to understand and just so simple to use. Simply Budgets gives you the power to plan and gives a whole new meaning to budget planning. The software enables you to look into the future, allowing you to plan the 'present' much more effectively and efficiently.

The Simply Budgets program has been designed to help you change the way you deal with your money - permanently!! It's simple to use and it's your financial road map which allows you to tackle the challenges of the future.

So, how does it work? Well, traditional budgeting systems require you to set 'target' amount for each of your expenses and then, as time passes, record the 'actual' amounts beside those targets. Not only is this a slow and tedious process, but most people continue to have financial difficulty.

The problem is that when you receive your regular Bank Statements they provide a record of the history of the account. But this is too late and is unable to be changed. Bank statements look backwards and if you are to plan for the future you need to look forwards! The 'Closing Balance' tells you how much money was in the account. What you want to know is what money is available. Consequently you have to have a bit of a guess as to whether or not you can afford the things you desire. As a result of this hit and miss approach, all too often you would spend money only to find out later that there was an expense coming up that you won't be able to pay. At other times you might say "no" to some items that you really could afford but just weren't sure.

Imagine how useful it would be if your bank manager would send you a cheque every time a known bill was due. Of course your bank manager will not do this for you, but in essence this is what Simply Budgets allows you to do for yourself. What it does is simple! It prepares your personal bank statement for the next 12 months in advance showing your account balance plus expenses every day along the way. All you have to do is follow the numbers. Not only that, but it will easily identify any spare money that you might like to spend on yourself. No more guess work!

Most budgets are two dimensional, they tell you how much you owe and for what item. What is different about Simply Budgets is that it not only provides information on the amount you owe and for which item but it also tells you the frequency of how often the expense is to occur. Simply Budgets groups expenses into three logical types:-

At the press of a button the computer calculates and presents a plan that not only shows you graphically, but also tabulated line by line. Simply Budgets shows you how to meet all of your expenses 12 months in advance. It is allowing you to take control of your finances rather than you being controlled by your finances! All you have to do is check from time to time to ensure that you are staying on track or above the amount you have planned.

It really is like having a crystal ball on your bank account!

It's like having your bank statement for the next 12 months in advance, identifying any problems you may have well before they arise. So you know that you can successfully meet all of your commitments.

Plus !

There are printable reports which provide Budget Calendars, Savings Planner, Income/Expenses graph, Credit Card Charges, long and short term expenses.............