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Everyone Needs a Budget

 

Better Money Management's role is to help both financial and non-financial people whether they are 25, 35, 45 or 55. Everyone needs to have a plan whether they are just getting started or they are well established and they just want to do better.


Most people believe that the boss doesn't pay them enough.

It is always the same old question "How is it that Bob and June down the road can afford a house and a rental property?". They have a family and Bob gets paid less than I do.

Sound familiar?

It is something that we all dream about. The basis of building a strong and stable financial foundation like Bob and June is by starting with a Budget.

 

 

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What is different about Simply Budgets, is that it is an expenses based budget. Meaning that rather than identify what is left over at the end of each pay period Simply Budgets identifies what you need to earn per pay in order to make ends meet for the whole 12 month period. Simply Budgets can be set up to commence from any day of the year, and it then projects forward for the next 12 months.

 

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Another unique feature about Simply Budgets is that it provides a third dimension - that of time. Most budgets are two-dimensional. Meaning that they show you the expense item and the cost of that item. This does not provide you with the complete picture. If you were to have money left over at the end of each pay period where does it go? Most people just spend it. This is where their problems begin.

Simply Budgets projects forward for the next 12 months and identifies in advance where your bank account balance may be at it's lowest. It also helps to track what you are spending on your Credit Card. It provides you with the information and therefore the knowledge to take control of your finances. It's like having a crystal ball on your bank account.




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